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Vaultro: Empowering India’s BFSI Ecosystem

Vaultro is a leading digital infrastructure provider for India’s BFSI ecosystem, specializing in API-first onboarding and underwriting microservices. Our modular API stack enables seamless workflows across KYC, fraud detection, credit risk, and decisioning—helping financial institutions scale with speed, compliance, and accuracy.

Speed & Security

Flexibility & Scalability

Better Coversion

India’s Leading Digital Infrastructure for BFSI

Vaultro enables real-time onboarding, underwriting, and risk checks—powering 20M+ verifications daily for brands like CRED, A23, Navi, Dream11, Indmoney and more

Our Story

Vaultro was founded to solve a critical gap in digital financial infrastructure—bringing speed, trust, and compliance to onboarding, risk, and underwriting workflows.

Today, we power over 20 million verifications daily for leading platforms like CRED, Dream11, Navi, Winzo, and A23, enabling smarter, faster, and more secure financial decisioning.
We’re building the trust layer for India’s digital economy—one API at a time


Our mission is to deliver secure, scalable, and modular solutions that empower financial institutions to onboard, underwrite, and operate with confidence and agility.

Product

Our Offerings

Vaultro’s offerings are designed to streamline operations and enhance decision-making processes for financial institutions, ensuring seamless and compliant workflows.
Unlock Real-Time Onboarding, Risk Assessment, and Underwriting — All via API. Vaultro delivers enterprise-grade infrastructure through modular APIs that help financial institutions streamline KYC, detect fraud, assess risk, and make confident credit decisions.


1. Identity Verification APIsInstant, compliant KYC checks across all 5 OVDs Verify PAN, Aadhaar, Passport, Voter ID, and Driving License — in real-time, with seamless fallback logic, audit logs, and regulatory alignment.

2. AI-Powered Fraud & Liveness DetectionAdvanced AI to stop fraud before it startsDetect impersonation, deepfakes, and tampered documents with liveness checks, facial match, OCR, and behavioral risk signals — all built for scale.

3. Credit Risk & Underwriting EngineHolistic risk insights in a single API layerAccess 500+ signals from telecom, bureau, income, employment, and asset data to evaluate ability and intent to pay — and underwrite smarter, faster.

4. Orchestration & AutomationSimplify workflows. Scale with confidence.Use Vaultro’s orchestration layer to combine, route, and automate multiple checks in a single API journey — reducing drop-offs, improving TAT, and ensuring compliance.

Customized Workflows

Flexible Journeys, Built for Scale
We deliver configurable onboarding and underwriting workflows tailored to your compliance, credit, and operational needs—enabling faster go-to-market without compromising on control.

Integrated Solutions

Support That Moves With You
Our enterprise support team ensures smooth onboarding, faster go-lives, and on-demand assistance—whether you're scaling to millions or integrating across business units.

Dedicated Support

Vaultro is committed to delivering dedicated customer support, ensuring that our clients receive expert assistance and guidance at every stage of their journey.

Automation Capabilities

Our smart automation tools are designed to simplify complex processes, enabling financial institutions to operate with agility and precision.

Tailored for Excellence

Vaultro’s solutions are meticulously crafted to meet the diverse needs of the BFSI ecosystem, ensuring that our clients have the tools they need to thrive in a dynamic digital landscape.

Comprehensive Toolkit

Seamless Onboarding & Underwriting

Secure & Scalable

Unlock the potential of your institution with Vaultro’s advanced digital infrastructure solutions. Experience seamless workflows and enhanced performance.

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